FORMS OF PAYMENT & FINANCING OPTIONS
FORMS OF PAYMENT & FINANCING
Lauren B Jewelry accepts all major credit cards, checks, bank wire transfers and PayPal. Upon receiving any deposit or full payment, your sales associate will e-mail you an official store receipt with all the details of your purchase including center diamond specifications, ring setting information and amounts paid/balance due.
Credit card: Payments can be made over the phone during regular business hours or anytime via e-mail. We keep the details of your credit card secure and once payment is processed you will receive an e-mail with a credit card authorization form for you to complete, sign and send back to us. No additional charges will be applied to the credit card without your full approval.
Personal or certified bank checks: Please allow three to five business days for personal checks to clear before any items can be shipped. All checks should be made payable to “Lauren B” and addressed to: Lauren B Jewelry 44 East 46th Street New York, NY 10017
Bank wire transfer is the preferred method of payment. We provide you with our full account details upon request and transfers usually take between one to five business days to process.
PayPal electronic invoices can be created the same day and sent directly to your e-mail address. You must have an active PayPal account to accept invoices and submit payments
Layaway plan: A down payment of approximately 40% of the total purchase price will enable clients to secure an item (complete engagement ring, loose diamond, ring setting) or to begin production on a custom ring. Diamond and metal prices fluctuate and our inventory of finished rings and loose diamonds change frequently so this will guarantee you an item you want at the agreed upon price. Installment payments can be made over a time frame of up to 6 months (or more in some instances). Once the balance is paid in full we will arrange for delivery or in store pick up.
Financing: We offer 6 or12 months special financing with approved credit through Wells Fargo. The amount you are approved for is based on your personal credit history and finances. This option is only available for US residents and you must be present in our New York store to apply